在最终确定计划前，我需要和团队好好讨论一下。

Before finalizing the plan, I need to ___talk it ___over with the team.

这对夫妇在做出重大财务决策前，总是会仔细讨论。

The couple always ___talk major financial decisions ___over carefully before making them.

经理决定在下周的会议上与全体员工讨论新政策。

The manager decided to ___talk ___over the new policy with all the staff at next week's meeting.