The term 'destructive' doesn't refer to only physical destruction.

refer 是动词，意思是"指、涉及、提到"，通常用于表示某个词语或概念所指的具体内容。 to 在这里是介词，与 refer 搭配使用构成短语 refer to，表示"指的是..."或"涉及..."。 refer to 这个短语的意思是"指的是、涉及"，用于说明某个词语或概念的具体所指。