我需要为另一个司机购买额外的汽车保险。

I'll need to take out extra car ___insurance for another driver.

这份保险不涵盖家居物品。

The ___insurance doesn't cover you for household items.

您能告诉我我是否必须自己购买保险吗？

Could you please tell me whether I have to buy ___insurance myself?