您的保险单涵盖重置费用吗？

Does your ___policy cover replacement costs?

这份全面的保险单给了我们很多安心。

This comprehensive insurance ___policy gives us a lot of peace of mind.

根据保险单条款，损坏是由意外事故造成的。

According to the terms of the ___policy, the damage was caused by an accident.