当你穷困潦倒时，没人爱你。

Nobody loves you when you're ___down ___and ___out.

社会保障作为国家政策的关键点被忽视，使得无家可归者穷困潦倒，几乎没有机会改善他们暗淡的前景。

The neglect of social security as a vital point in state policies leaves homeless people ___down ___and ___out, with little chance for improving their bleak prospects.

在股市崩盘中失去一切后，他发现自己彻底穷困潦倒，不得不依靠慈善救济。

After losing everything in the stock market crash, he found himself completely ___down ___and ___out and had to rely on charity.